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T10Y2YFRED: T10Y2YMarket

Yield Curve (10Y-2Y)

장단기 금리차 (10Y-2Y)

1. Definition

10-year Treasury yield minus 2-year Treasury yield. Negative (inverted) = recession leading indicator (typically leads by 12–18 months). Positive = normal curve.

2. Reading Guide

The *inversion* itself isn't the trigger — *un-inversion* (return to positive) is the real imminent-recession signal, per historical pattern.

3. ETF Trading Implications

6–12 months after un-inversion = peak recession risk window. Time to strengthen defensives.

4. Related ETFs

6. Frequently Asked Questions

Q. Inversion ended — why is it still dangerous?

Inversion is when *the market is pricing in recession*. Un-inversion signals *Fed cut cycle starting*, meaning we may already be entering or near recession. Same pattern in 1990, 2001, 2008, 2020.

Q. Is the current +0.50% safe?

Curve has normalized. But late-cycle signals (employment, credit) must be watched alongside.

Source · License

Source: Federal Reserve Bank of St. Louis (FRED)

License: 공공 데이터 (일 1회)

API: FRED T10Y2Y

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